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RegisterMost families and wellness-focused individuals struggle every month—paying more, worrying more, and still missing out on care that truly matters.
Learn how you can start saving right away!
My family felt the same frustration until we discovered a new way to save thousands and live healthy. Our HealthShare is a community of people who help each other with medical costs. We pay a monthly amount, and once our annual max is reached, 100% of eligible expenses are shared. I invite you to do the same.
It’s not insurance—it’s families helping families.
“Ready to stop worrying and start thriving? Want a plan that fits your family and your values?”
Yes! Show Me HowA HealthShare isn't insurance—it's a straightforward path where families help families with medical costs. Here's how your journey looks:
Register to get your free ebook and an invite to our next live webinar.
Attend our live webinar to learn all the details and get your questions answered.
Follow our directions to enroll. Once you're a member, submit receipts for eligible expenses.
Clearwater empowers you to take charge of your health with broad coverage for both traditional medical expenses and holistic treatments.
Coverage for Chiropractic care, Acupuncture, IV Drips, and more.
Get money back for oils and supplements that keep you well.
Save significantly compared to traditional insurance premiums.
Choose any provider you trust—total freedom in your healthcare decisions.
I have had a great experience with my first year of Clearshare coverage! Our family has used our holistic savings plan for ND visits, Chiropractic and acupuncture which weren't covered at all with our last several years of traditional insurance through our state health exchange. I've also been able to slowly build up my collection of essential oils and get reimbursed for it which is so awesome!
I had a family member die suddenly earlier in the year, and Amaze Health was very efficient and helpful in getting someone for me to talk to right away. It was so great not to have to figure out who to see and how to get to them in the midst of my shock and grief!
And then I had a new symptom of some headaches after we got started on the plan. I have a history of brain tumor, but hadn't had any symptoms or treatment since surgery in 2002. I got a referral from my provider to get an MRI scan, and honestly at first was just thinking I'd pay out of pocket because I didn't want to wait to figure out care coordination process and then wait for it all to happen and I was really stressed about it all. But when I called to schedule as self and cash pay, they didn't give me an appointment for over 2 months! So figured I would give care coordination a try. And really the whole process was easy to follow and although there were a few steps, each one went quickly and easily. They approved my request and connecting me to the care coordination people who ultimately got me connected to someone from Radiology Assist who called to schedule my appointment - just a couple of weeks out so much sooner than me trying to call and schedule as myself for self pay, so I was really impressed! They then emailed me a one time use voucher to pay for the service which was accepted without an issue or any questions at all. They even followed up after just a few days to see if I had my results yet and needed any follow up care! Which was such a nice change after usually having to be the one to figure out those next steps if needed. Thankfully my scan was all clear and didn't need additional treatment based off results, but I felt confident that care coordination team was there to support me through the next steps if I had!
"I love this health coverage because it gives me the exact coverage I want. I am a natural girl, i have healthy habits and dont have a lot of MD doctor visits. This coverage gives me peace of mind that I can be seen by a medical professional when I need to and I have coverage just in case there is a surprise big change for the worse in my health."
"We love that our monthly contributions are helping other families directly. It feels good to be part of a system that's built on community and mutual support, not profits. And the savings are significant!"
“I’ve been without health insurance for 12 years because I thought it would cost thousands. Then I found your program, it’s affordable, fits our budget, lets me see the doctor I need, and even reimburses me for my supplements.”
"Hi, I'm Angela! Our family knows what it's like to feel the weight of healthcare costs. We were paying so much and still worried every time someone got sick. Then we found this HealthShare program—it changed everything. Now, I'm helping other families find the same peace of mind and freedom we have."
- Angela Willey
No, it's a bit different. Clearwater is a HealthShare, which is a non-profit community of members who agree to share in each other's medical costs. It's a more direct, community-focused approach where your monthly contributions help other families, rather than going to a for-profit insurance company.
Absolutely. HealthShare programs offer the freedom to choose your own doctors and hospitals. There are no restrictive networks, giving you more control over your healthcare decisions.
Any new medical needs are shared right away once you join. For pre-existing conditions, they may be eligible for sharing after a waiting period, which varies based on the specific guidelines of the plan. It's designed to be fair for the entire community.
It's a fantastic option for anyone tired of paying high premiums or feeling stuck with limited choices. This includes families, self-employed individuals, small business owners, and anyone who is wellness-minded and wants more control over their healthcare.
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